Modern reliance on electronics has created a massive challenge: e-waste. Vast amounts of discarded equipment end up in landfills, creating critical threats to the environment. Heavy metals leached from e-waste pollute soil, damaging human health and wildlife. Electronic waste takes decades to break down, trapping valuable resources in landfills.

The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly preferring to virtual channels for their financial needs. This shift has caused to a reduction in branch locations, and many institutions are merging existing branches to stre

Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the proportion of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is effectively deploying its assets to